Budgeting for two. The app that helps you get and stay on the same page with money.

No secrets, no surprises. The Balance app helps every couple manage money clearly and with trust.

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Simplify your finances.
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See all your accounts in one place.
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Build a shared plan without the drama.
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Balance App Dashboard

What You Get with Balance

Simple but Powerful Tools for Your Shared Financial Journey

Balance App Transactions

Setup once and Stay in Sync

Get Connected and Stay in Control, Together

Whether you're just getting started or have tried ten different systems (hello, confusing spreadsheets!), Balance helps you and your partner get on the same page. Think of it as an easy button for your finances, with an automated budget and always-on syncing.

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Quick & Guided Onboarding: Start strong and confident with a suggested budget based on proven best practices, helping you get set up quickly. No complex learning curve or watching 15 YouTube tutorials.
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Bank Integration: Always stay current and secure, connecting safely to hundreds of banks with automatic transaction import.
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Multi-Profile Shared Account: Money accountability is a team sport! Add your partner's profile and see who categorized what. Upcoming notes and notifications will keep you both in the loop.

Intuitive Money Management & Overview

See Your Full Financial Picture

Gain real-time understanding of your money with flexible tools designed for couples.

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Complete Transaction Control: Truly understand where your money goes. Manually categorize, split purchases across different categories (that giant Costco trip, for example!), and quickly add cash entries for a full view.
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Flexible & Rollover Budgeting: Save for big goals without stress. Make your own categories and automatically carry over unspent money from month to month.
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Real-time Balance & Net Worth: Make smart decisions together, anytime, anywhere, by always knowing your financial health. Customize your view by including or excluding accounts (like hiding investments or showing credit cards as negative balances) to focus on what matters most.
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Balance App User Profile

Growth, Support & Trust

Confident Growth with Continuous Support & Security

Explore Balance risk-free, get the help you need, and trust in a constantly improving, secure platform.

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Risk-Free Trial: Transform your shared finances risk-free, requiring no credit card and giving you full access to all powerful features.
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Built-in Help & Resources: Get the answers and peace of mind you need, including easy-to-use help documentation and live chat support. We've got your back.
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Constant Updates & Development: Trust in a constantly improving platform as we deploy weekly features and bug fixes, and our dedicated team listens to your feedback.

Together, your money makes more sense

Balance is the relationship budgeting app made for every step of your money journey together. It's for couples who want to build a strong future, hand-in-hand. Balance makes your shared money clear and helps you work as a team. It changes financial stress in relationships into a shared connection, shared calm and a stronger bond.

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See all your money clearly: Get a full picture of your budgets, accounts, and goals in one place. So you both always know where your money stands. No more guessing if you can afford that dream vacation or a new couch.
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Build your future together, transparently: Make and share monthly plans that work for both of you. Like setting limits for eating out. This helps with how to budget as a couple and how to set financial goals as a couple.
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Feel sure about every dollar, anywhere: Know what money is left in your budget right on your phone. So you can quickly decide, "can I afford that new outfit or gadget?" And manage your money without having to remember everything without having to guess or check three different apps.
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Cheer for your wins, right away: See your shared financial goals grow in real-time as you track with our app. Watch your progress toward a house payment or a trip fund.
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Talk openly about money: Speak clearly; invite transparency into every purchase. Financial transparency in relationships reduces the chances of money arguments and communication breakdowns about money.
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Build great habits, together: Learn and get better at money as a team. Sometimes budgeting can be hard to get excited about, Balance helps remove the roadblocks to make budgeting as fast and frictionless as possible.

Why Couples Love Balance

"Balance was our first time using an app to budget. Already in the first month, we feel like we're in a better space financially."

You're not just managing money — you're building trust and confidence in your future, together.

Ready for financial peace of mind, together?

Create a budget you both love.

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Johnmark Beaty, Founder of Balance

Founder's Note

Hi, I'm Johnmark Beaty.

The idea for Balance Budget started surprisingly simply in 2020: a desire to see all our family's account balances in one place instead of checking multiple apps. My wife and I quickly realized how frustrating it was to juggle different accounts – cash, credit cards, investments – and lose track of the bigger picture. The main idea behind Balance today is more about helping couples manage their finances together. And really simplifying the experience for both partners.

From there, Balance quickly grew into a full budgeting app. At first, it was for anyone new to budgeting. But we soon saw we could do even more by focusing on couples – especially those managing their money together. We found that when couples built their money habits on trust and shared goals, it made a huge difference. It set them up for success in not just their finances but the rest of their lives as well.

That season taught us how unstoppable we could be when we worked together towards the same goal and that we were in control of our future. My wife and I know firsthand how powerful this can be. When we first got married, we worked on our budget and were able to pay off over $140,000 in debt in just 18 months! That time really taught us a lot about money and how it affects relationships.

Our mission is to help improve marriages and give couples more confidence with their money, one shared budget at a time. We're building Balance to be a tool that helps you reach those same goals, making communication easier, keeping things open, and reducing money worries along the way. We're a small, passionate team, still early in our journey (beta testers joined in early 2024, with a polished launch in January 2025), and we promise to keep making collaborative budgeting even easier for you.

Affordable

Pricing

We believe a strong financial partnership is priceless. But paying for a tool to help you get there shouldn't feel like another burden. One price covers both partners. It's a small investment in your peace of mind and stronger relationship.

No hidden fees, no ads – just clear budgeting you can trust. Because we promise we never sell your information, our mission-driven pricing supports a tool you can truly rely on.

Monthly

$5.99/mo

Includes:

  • ✓ Multi-Profile Shared Account
  • ✓ Quick & Guided Onboarding
  • ✓ Plaid-Powered Bank Integration
  • ✓ Complete Transaction Control
  • ✓ Real-time Balance & Net Worth
  • ✓ Flexible & Rollover Budgeting
Get started

Yearly

$59.99/yr

Includes:

  • ✓ Multi-Profile Shared Account
  • ✓ Quick & Guided Onboarding
  • ✓ Plaid-Powered Bank Integration
  • ✓ Complete Transaction Control
  • ✓ Real-time Balance & Net Worth
  • ✓ Flexible & Rollover Budgeting
Get started

FAQs

Your questions answered about budgeting and using Balance for your relationship.

What makes Balance truly special for couples?

Balance is budgeting built for two. Other apps might just have two logins. Balance is made from the ground up for couples to work together. We are one of the best apps to help couples manage money and a true relationship-centered money tool. We help you go from "I feel like I'm the only one budgeting" to a true shared money team.

How does Balance help us keep track of spending and stick to a budget?

We help you see where you already spent your money. You don't have to follow a strict zero-based envelope budgeting method like with other budgeting apps. Balance helps you feel confident with every dollar by easily tracking and sorting spending. So you know how much you're spending and on what and adjust from there.

Is Balance free to use?

No, Balance costs $5.99 a month, and one price covers both partners. We are clear about our price. You won't find a bare-bones free version that disappoints you. This means no hidden fees, no ads, and no selling your personal financial data to brokers.

Can we use Balance on all our devices?

Yes! You can use Balance on Apple and Google Play stores for all phones and tablets, plus a computer app for Mac. It also works on the web and as a PWA. With Balance on your phone, you can have your money details with you on the go. Instead of wondering if you can afford that new purchase, you can simply check your budget and know for sure. This makes money organization for couples seamless and stress-free.

What if my partner isn't very interested in budgeting?

This is exactly why Balance was made! If your spouse isn't interested in budgeting they're not going to be interested in learning complicated budget apps. Balance makes it easy to start your shared journey, making money management a team effort. Even if one person is less excited at first. We help with how to manage money together and foster money accountability as a couple.

How does Balance connect to our bank accounts?

We securely connect to 12000+ banks with Plaid, the same secure infrastructure that powers many leading financial apps. This includes top banks like Bank of America, Chase, Wells Fargo, Citi, and more. We know other apps sometimes have trouble connecting to banks, but we promise reliable connections for all your accounts. Don't see your bank? You can check if your bank connects here [Link to contact support].

Does Balance help us plan for the future, not just see past spending?

Yes! Balance helps you build your future together. Some apps lean more toward reflecting and learning about past transactions. But Balance helps you plan big and see progress instantly toward goals like a wedding, a trip, or a home. It's a great financial goal tracker for couples and debt payoff planner for couples all in one.

How does Balance keep my money information safe?

Your financial data is protected with industry-standard security. We partner with Plaid for secure bank connections and use 256-bit encryption for all data. We never store your bank credentials and have read-only access—we can see your transactions but can't move your money. Learn more about our security practices.

Can I manually add spending or accounts not connected to a bank?

Yes, you can track all your money in one place. We know not everything connects automatically. Balance lets you manually make cash accounts or add spending for things like cash you spend or banks that don't yet connect directly. This makes sure you have a full picture of your money.

Ready to change your money talks into teamwork?

Make money a source of strength, not stress.

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