Originally published during Mint’s closure announcement. Updated October 7, 2026 to describe Balance’s current sharing model and setup. This is not a current Mint export guide.
If Mint’s closure sent you looking for another budgeting app, the useful question is not which app promises to replace everything. It is which one fits the way you want to manage money now.
Balance is built for couples who want one household plan. Both partners can see the budget, categorize transactions, and adjust the plan as life happens. It is not a promise of every feature Mint offered or an automatic migration of your Mint history.
Who Balance fits
Balance is a fit if you and your partner want to work from the same budget with full visibility. One of you might handle most of the upkeep, but both of you can see what is happening and make decisions from the same numbers.
The sharing model matters: one account, shared login credentials, two profiles. Both partners use the same email and password. There is no separate partner login or invite link, and both profiles can see and manage all connected accounts, transactions, and categories.
Personal-spending categories can give each of you room in the plan. They do not hide purchases from your partner. If you need private categories or independent partner logins, choose a tool with those controls. Read Sharing with Your Partner before connecting accounts.
What you can do in Balance
- Connect supported bank accounts through Plaid. Transactions pull in automatically. Check your bank in the connection flow rather than assuming every institution is supported. See Bank Accounts .
- Build a monthly plan. Create income and expense categories, set amounts, and track spending against them. Enable carry-over where you want unspent budget to roll forward. See Budgeting .
- Categorize transactions to match your plan. Use quick or bulk categorization, split a purchase across categories, and add manual transactions for cash spending. See Transactions .
- Use the same account on your phone or computer. Balance is available on iOS, Android, and the web. See Mobile App .
Bank syncing is not a guarantee that every purchase appears immediately. You still need to review transactions and decide where the money belongs in your budget.
Start with the plan you need today
If you saved old Mint records, keep them for reference. This guide does not promise that Balance can import them or preserve your old Mint setup automatically.
- List the income and bills you are working with now. The first-budget guide gives you a simple starting point.
- Create your Balance account and check that your bank is available to connect.
- Create categories for the bills, everyday spending, and goals you want to fund. Add personal-spending categories for each partner.
- Add your partner’s profile, then use the same login on both devices. Both of you will have full access.
- Pick a short check-in to review transactions and adjust the plan together.
For the app steps, follow Getting Started .
Trial, price, and privacy
Balance offers new subscribers a 30-day free trial. The published price is $5.99 per month or $59.99 per year, covering both partner profiles. Check Subscription & Billing for current terms.
Full visibility inside your shared Balance account is different from how your data is handled outside it. Read the privacy policy and security information for those details. Do not connect an account on the assumption that a partner profile will keep it private.
If one fully shared plan fits what you are building together, start your free trial of Balance . Give the money a job, then keep adjusting the plan to fit your life.