Sharing with Your Partner

Balance is built for couples to manage money together. Instead of separate accounts with limited visibility, Balance uses a shared credentials model: one account, one login, two profiles.

How It Works

Both partners log in with the same email and password. There is no separate partner account, no invite link, and no second subscription. You share one Balance account and switch between profiles to indicate who’s doing what.

This means both partners have full access to:

• All connected bank accounts and transactions
• The shared budget and all categories
• All transaction history and categorization

Does my partner need their own account? No. Your partner uses your same login credentials and switches to their own profile. One account covers both of you.

Adding a Partner Profile

1. Go to your profile settings
2. Add a new profile
3. Enter your partner’s name and choose an avatar
4. Share your login credentials (email and password) with your partner

Your partner can now log in on their own device using the same credentials.

Switching Profiles

Tap your profile picture on the home page to open the profile switcher. Select which profile you want to act as. This is how Balance knows who is categorizing transactions.

Switch profiles whenever you hand off budgeting duties or when your partner sits down to categorize their own purchases.

Who Categorized What

Every transaction tracks which profile last categorized it. Both partners can see this information. This makes it easy to know who has been staying on top of things and to avoid duplicate work.

Tips

• Both profiles see the same data. There are no hidden accounts or private categories.
• Either profile can edit the budget, categorize transactions, and manage accounts.
• If you change your password, make sure your partner gets the updated credentials.
• For more on managing your profile and password, see Settings.